Saturday, June 7, 2008

Bar Stool Economics

I've found that this article very interesting and totally agree with it lebih2 lagi semenjak dua menjak ni bila negara kita dirudum masalah kenaikan harga barang. I can't help it but to mention about the irrational decision make by our 'beloved' Government to increase the oil price to RM2.70/liter. Anyway, back to this article, it pretty much would reflect what might happen to this country if our 'creative' Government stop using their brain...in fact they just need to stop being creative and just go back to plain common sense please...

Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this:
The first four men (the poorest) would pay nothing.
The fifth would pay $1.
The sixth would pay $3.
The seventh would pay $7.
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.
So, that's what they decided to do.

The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve. "Since you are all such good customers," he said, "I'm going to reduce the cost of your daily beer by $20." Drinks for the ten now cost just $80.

The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still drink for free. But what about the other six men - the paying customers? How could they divide the $20 windfall so that everyone would get his 'fair share?' They realized that $20 divided by six is $3.33. But if they subtracted that from everybody's share, then the fifth man and the sixth man would each end up being paid to drink his beer. So, the bar owner suggested that it would be fair to reduce each man's bill by roughly the same amount, and he proceeded to work out the amounts each should pay.
And so:
The fifth man, like the first four, now paid nothing (100% savings).
The sixth now paid $2 instead of $3 (33%savings).
The seventh now pay $5 instead of $7 (28%savings).
The eighth now paid $9 instead of $12 (25% savings).
The ninth now paid $14 instead of $18 (22% savings).
The tenth now paid $49 instead of $59 (16% savings).

Each of the six was better off than before. And the first four continued to drink for free. But once outside the restaurant, the men began to compare their savings.
"I only got a dollar out of the $20,"declared the sixth man. He pointed to the tenth man," but he got $10!" "Yeah, that's right," exclaimed the fifth man. "I only saved a dollar, too. It's unfair that he got ten times more than I!" "That's true!!" shouted the seventh man. "Why should he get $10 back when I got only two? The wealthy get all the breaks!" "Wait a minute," yelled the first four men in unison. "We didn't get anything at all. The system exploits the poor!"
The nine men surrounded the tenth and beat him up.

The next night the tenth man didn't show up for drinks, so the nine sat down and had beers without him. But when it came time to pay the bill, they discovered something important. They didn't have enough money between all of them for even half of the bill!

And that, ladies and gentlemen, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas where the atmosphere is somewhat friendlier.

David R. Kamerschen, Ph.D.
Professor of Economics, University of Georgia
For those who understand, no explanation is needed.For those who do not understand, no explanation is possible.

Sunday, June 1, 2008

Hi's and Goodbyes

Months come and go.. pejam celik dah masuk bulan June... half into year 2008.. ya Allah 6 bulan dah berlalu n it feels just like few weeks back I welcomed year 2008. Lagi 2 bulan Danial akan berumur 2 tahun, wow that's fast! n me n hubby are trying to get pregnant again, n hopefully (really full of hope!) tak lama lagi boleh la bagi Danial adik :) insyaAllah

Well dekat ofis pon things are changing definitely.. this month alone we are going to bid farewell to Fadzli and Sarah.. kurang lagi finance auditor kat GIA, n it means more works for us who left..ouch! But we do have new people joining - Kak Ilia who has joined us couple of weeks ago and another lady (finance auditor) who'll be joining this month.

But anyway to Fadzli and Sarah, take care, all the best and do cherish the moments that we had in GIA - especially AAN (kerja keras n paint ball team.. committee rules!) and KKGIA (hehhee it was fun! pasni boleh la buat alumni bak kata Amar). Adios frens..

Sang Pencinta

Aku mmg admire M.Nasir dan hasil nukilannya.. Lepas dengar Toi AF6 nyanyi lagu ni, only then aku realize that the lyrics is so deep and meaningful - Sang Pencinta, hanya dia merasa semangat sebuah pengorbanan..

Menanti satu detik pandangan magis mu
Cukup untuk meredakan rindu duniawi
Segala dugaan dan pesona
Menjadi irama indah
Kesakitan ragaku
Berlalu pergi tiada bererti
Pada Mu jua tertuju segala jalan
Pada Mu jua cinta ku serahkan
Kerna hati seorang pencinta
Pandangannya satu
Matanya hanya melihat dia
Yang melihatnya hanya dia kekasihnya
Sang Pencinta
Hanya dia merasa
Semangat sebuah pengorbanan
Sang Pencinta
Hanya Dia mengerti
Persoalan percintaan ini
Cinta ini rela menderita
Agar rindu batinnya terubat
Mengenang dia cinta yang dipuja
Mengenang dia cinta yang diredha
Hanya dia mengenang dia hanya dia

Deliena Cupcakes New Designs!


Some announcement on my cupcakes business.. well I've come out with new designs! Here are some snapshots of my latest cupcakes designs. For more shots, do visit my fotopages

Alhamdulillah I received plenty of orders tgh cuti2 sekolah ni.. in fact some of it I have to refuse cos' last minutes request. Penat jugak cos' almost every nite after work duk mengadap buat cupcakes.
Tapi ni semua rezeki, alhamdulillah my customers base are getting bigger n there even orders for hantaran kahwin.
Anyone interested?? I'm selling the cupcakes at RM30 for a box of 25 pcs. For special packaging request, the price may differ between RM1.20 to RM2 per piece depending on the packaging.

The cupcakes come in 2 flavours - vanilla or chocolate (no mix of flavour in one box).

Please give me at least 3 days notice for orders less than 3 boxes. Kalau order lebih 3 kotak, at least 1-2 wks notice.

So call/sms me up at 013-3619592 or email me at deliena@yahoo.com oh btw, the above prices doesn't include delivery charges... I may deliver under minimal charges or u may self-pick up at my office or areas near my home.